ECOWAS 41st General Assembly Opens

The 41st General Assembly of ECOWAS Brown Card Insurance Scheme on Tuesday, November 25, 2025, opened in Monrovia.

According to a release, the secretary of Liberia’s National Bureau of the Scheme, Sahr Kaba made the disclosure of the convening of the ECOWAS Brown Card Insurance Scheme 41st General Assembly to journalists in Monrovia.

Kaba said Liberia is to chair the 41st General Assembly, which runs from November 24-28 2025, and that the official opening of the assembly will be convened at the Ellen Johnson Sirleaf Ministerial Complex in Oldest Congo Town, outside Monrovia.

 President Joseph Nyuma Boakai is to grace the occasion as Special Guest of Honor, the release confirmed.

The event is hosted on the theme: “ECOWAS AT 50: Strengthening the Governance Structures of ECOWAS Brown Card Insurance Scheme through Digital Transformation and Examination of the Legal Framework.”

Kaba told newsmen at his office that at least, 162 insurance companies are legally functioning in the region under the motor vehicle third party liability insurance scheme.

The international certificate is known as the “ECOWAS Brown Card” with each number state functioning under a national bureau.

Not only that, Mr. Kaba, said the scheme emerged from the supplementary Act A/SA, 01/06/20 amending the protocol A/P1/82 on the establishment of the ECOWAS Brown Card relating to Motor Vehicle Third Party Liability Insurance duly signed by Authority of Heads of State in Cotonou, Benin.

The ECOWAS Brown Card Insurance Scheme also promotes cross-border trade and free movement of persons from member countries.

Meanwhile, this year’s 41st General Assembly of the ECOWAS Brown Card Insurance Scheme core purpose is to review the legal framework, and digital transformation to rid the sector of fraudsters fond of duplicating motor vehicle insurance certificate under the third party liability scheme and posting it on their cars, purporting to have legally obtained same from insurance companies in Liberia.

The general assembly seeks to look into issues of claims settlement, and case studies of other member countries digitalized program of the ECOWAS Brown Insurance Scheme.

The ECOWAS Brown Card Insurance Scheme is transitioning from hardcopies to a digitalized system, though the latter voiced that Liberia is lagging behind with same in the region.

Delegates are expected to hold bilateral meetings to settle their accounts, and go through presenters’ papers to be delivered as it relates to the digitalization of scheme.

The ECOWAS Brown Card Insurance Scheme Third Party Motor Vehicle Liability Program when digitalized, the Government of Liberia stands to benefit immensely from revenue generation, while insurance companies will get their just premiums in keeping with prescribed policies as well.

Delegates are from Sierra Leone, Ghana, Nigeria, the Gambia, Togo, Benin, and Guinea Bissau, including the host nation (Liberia), are attending the ceremony.

The current president of the Council of Bureaux of the ECOWAS Brown Card Insurance Scheme, Simon Pierre Gouem of the Republic of Togo, will also attend the 41st General Assembly.