The Central Bank of Liberia (CBL) has announced the approved fee structure under the Inclusive Instant Payments System (IIPS), applicable to Person-to-Person (P2P) mobile money transfers between Lonestar Cell MTN Mobile Money Inc. and Orange Money Liberia.
The approved fee structure follows the December 16, 2025 launch in Monrovia of the Inclusive Instant Payments System (IIPS).
The interoperable fees, representing a single and unified fee on transaction are in line with the CBL’s mandate to promote affordability, transparency, interoperability, and financial inclusion, and to ensure the continuous availability of the platform on a 24-hour basis.
The fee structure, split into the below two tiers, represents maximum allowable charges applicable to interoperable P2P transactions processed through IIPS:
For interoperable Person to Person (P2P) transfers, a fee of not more than one percent (1.0%) shall apply for transaction value from USD 1.00 up to USD 2,000.00, or the Liberian Dollar (LRD) equivalent.
A flat fee of not more than USD 25.00, or the LRD equivalent, shall apply per transaction for interoperable P2P transfers with a transaction value exceeding USD 2,000.00, or the Liberian Dollar (LRD) equivalent.
The Central Bank of Liberia will continue to monitor the implementation of this fee structure to ensure compliance, consumer protection, and the orderly development of Liberia’s digital payments ecosystem.